PEOPLE CENTRIC SUSTAINABLE DEVELOPMENT THROUGH DIGITAL PUBLIC INFRASTRUCTURE ENABLED FINANCIAL INCLUSION IN IDUKKI DISTRICT
Dr. Santhimol M.C.
Associate Professor of Commerce & Research Guide, SARBTM Government College, Muchukunnu P.O, Quilandy, Kozhikode District – 673307, Kerala, India.
ABSTRACT: Digital technology permeates today’s society. From communicating across borders to delivering essential services, it is transforming how people go about their daily lives and how governments function. Yet to bring about meaningful society-wide impact, this transformation should be safe, trusted and inclusive. Besides improving efficiency, digitalization helps to reduce costs and ensure that the most vulnerable people in society also benefit. The COVID -19 pandemic and other global crises have set back progress on the Sustainable Development Goals (SDGs) and for two years in a row, the world has lost ground on human development, according to the latest Human Development Report. To make up this lost ground and supercharge progress towards achieving the SDGs by the target year of 2030, the world needs powerful tools and strategies for transformation. With Digital Public Goods (DPGs) as its foundation, DPI can deliver a generational leap in societal development. The present study examines the people centric sustainable development through digital public infrastructure enabled financial inclusion among the downtrodden in Idukki District.
KEY WORDS: Digital Financial Inclusion, Digital Public Infrastructure, Digital Financial Services